Calculator
Use this calculator to estimate how much vehicle value has disappeared while you were busy paying for it. Humanity loves that arrangement.
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Vehicle depreciation estimate
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This calculator provides planning estimates only. Actual vehicle costs, safety requirements, tire pressures, charging needs, and financing terms can vary by vehicle, road conditions, lender, and location.
Last updated: April 19, 2026
Frequently Asked Questions
Why do new cars depreciate so quickly?
The steepest value drop often happens in the first few years as the vehicle moves from new to used.
Can maintenance slow depreciation?
Good maintenance and records can help resale value, even if they do not fully stop depreciation.
Should I use trade-in or private sale value?
Use the value that matches your likely exit plan. Trade-in values are usually lower.
Do some brands hold value better?
Yes. Reliability, demand, and supply all affect resale strength.
Why calculate annual depreciation?
It helps compare the hidden cost of ownership across vehicles.
Can mileage accelerate depreciation?
Absolutely. Higher-than-average mileage usually lowers value.